Simple ways to reduce your chances of having a fire
According to the National Fire Safety Prevention Association (NFPA), over 2,700 people die, and 12,000 people are injured each year as a result of home fires. Home fires cause over $6,000.000 each year in damage. The top causes of these accidental fires can be tied to cooking, heating systems, electrical, and smoking.
Homeowner’s insurance and fires
Most homeowner’s insurance will cover damage or losses due to a fire. One exception is if it is determined that you set the fire intentionally. We hope you never have a fire, or have to deal with the stress that comes afterwards.
Home fire safety prevention tips
Never leave candles unattended. Always place candles in an enclosed holder and place at least one foot away from anything that can burn.
Keep cooking areas clear of combustibles.
Test smoke alarms and carbon monoxide detectors monthly andchange the batteries at least once a year.
Never leave food cooking unattended on the stove.
Keep portable and space heaters at least three feet from anything that may burn.
If you have halogen lights, make sure they are away from flammable drapes and low ceiling areas.
Learn how to use your fire extinguisher.
Get a home insurance check up to make sure you have the best possible combination of coverage, price, and service.
Inspect the attic and crawl spaces for wiring which may have been damaged by pests or insects.
Never use extension cords for air conditioners. An overheated cord is like an out-of-control electric heater.